Insurance Appraisals

Of all appraisals, the jewelry appraisal for the homeowner’s insurance policy is the most frequently requested. The customer presents our report to his or her agent who then forwards it to the underwriter. The newly insured item is then listed on a fine arts schedule and made part of the homeowner’s policy that protects the home and its contents.

The best insurance appraisals describe gemstones and jewelry completely, clearly, and accurately, thus enabling a future jeweler and insurance adjustor to determine a proper replacement cost for a damaged or missing item. This report is an important document, similar to the legal documents that protect families and their assets. If it is written once correctly, it will never need to be re-written; only updated for current values on a regular basis.

We will discuss your jewelry by phone, determine the fee, and schedule an appointment. Clients are encouraged to observe our process of identifying and analyzing the quality of each piece, and after they leave, we continue to research values and prepare the final report. Often, the jewelry appraisal is completed within 24 hours, and includes color photographs of each item. We advise our clients to retain a copy of the report and place it and the photographs in a safe place for future reference. Please see the Jewelry Appraisal FAQ section for additional information.

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  • Refining Precious Metals

    2012-02-17

    Like all services within the jewelry industry, the liquidation of precious metal jewelry should be undertaken by a professional, who explains the process and provides their commission before their examination or testing starts. Identifying the karat content of metal is not as easy as it seems. This is especially true when the merchant is asked to separate authentic gold and silver coins from coin-like stampings which have a pure gold overlay atop some kind of base metal or sterling silver.

  • Amethyst: February Birthstone

    2012-02-01

    We begin the lovely month of February with a look at its princely birthstone, the amethyst, symbol of royalty, tracing its heritage to the Minoan civilization in ancient Greece about 2500 B.C. This is a gemstone that has been highly prized by monarchs of many countries over countless centuries, even though it is one of the most affordable and commonly available stones. Historians have absolutely no idea why kings and queens have loved this stone. Everyone knows the legend, that if you drink wine from a cup carved of amethyst, then you will never be drunk. Could it be that this story alone accounts for amethyst's royal favor?

  • Garnet: January Birthstone

    2012-01-09

    I believe almost everyone has seen or knows a garnet ... that red or brownish red or pinkish red or brownish orange gemstone. All of this is true. But there is more, much much more. It would not be an exaggeration to say that the garnet family includes some of the most gorgeous gemstones in the entire world, and that includes almost every color imaginable.

  • Blue Topaz and Turquoise: December Birthstones

    2011-12-01

    Blue Topaz and Turquoise: Two "Blues" for a Joyous Month of Gift-Giving! Two "blues" define the official birthstones for December, despite the fact that this is one of the most joyous months of the year.

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